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A head start on your build

Software we have already built and run in production. Use one to skip months of groundwork, with our engineers behind every line.

Product

Payment Gateway

Payment acceptance, routing & orchestration

A region-aware orchestration gateway written in Rust. One API and one checkout route each transaction to the processor most likely to approve it, by region, currency and method. Underneath sit the parts teams usually bolt on later: lifecycle, double-entry ledger, risk, disputes, durable state and webhooks you can trust.

Product

Appraisal Intelligence

AI asset appraisal & valuation

Asset appraisal that reads the file instead of asking an analyst to. It extracts assets from PDFs, spreadsheets and photos, retrieves comparable historical sales, and produces a three-tier valuation with the reasoning cited back to its source. What used to be a week of desk research arrives as a client-ready report.

Product

FinLend

Lending decisioning, risk & document intelligence

Underwriting that runs on your own infrastructure. FinLend reads a borrower document pack, scores the risk with an explainable model, and puts an on-prem assistant on the file, so the decision and the reasons behind it both take minutes. Every score traces back to its inputs for adverse-action review.

Product

PayRail

Invoice payouts & reconciliation

Invoice through payout to reconciliation in one pipeline. Approvals, rails and currencies are configuration rather than code, and each transfer carries the ledger entry that matches it against the bank statement. Finance stops re-keying between systems and stops chasing failed transfers through email.

Product

Voiager

AI voice agents

Voice agents that handle the finance-ops calls nobody should be queueing for. They read intent, pull account context through your APIs, and resolve routine requests end of call. Anything outside policy escalates to a person with the transcript attached, so the customer never starts over.

Product

OXAdvisor

Investment & wealth advisory accelerator

Client goals become a defensible, fully allocated investment plan in minutes. Optimization, forecast and monitoring run on one board, and every proposal records the risk profile, the model and the constraints in force when it was made, which is what a supervisor asks for months later.

Tell us where
it breaks

Bring the part of your fintech stack that is hard right now. We start with a working consultation and scope to outcomes.