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FinTech software engineering · since 2005

We speak fluent FinTech.

Your challenge, understood. Your solution, engineered.

Clients & partners we build with

Primer
Vodafone
Kaltura
Discovery
Thomson Reuters
Panasonic Connect
VEON
MIT Sloan
Primer
Vodafone
Kaltura
Discovery
Thomson Reuters
Panasonic Connect
VEON
MIT Sloan
20+
Years in software engineering
300+
Engineers
50+
Clients, incl. Fortune 500

Products to cut time-to-market

Software that is already built and running. Each product removes months of groundwork, and the engineers who wrote it are the ones who extend it for you.

All products

Payment Gateway

Payment acceptance, routing & orchestration

A region-aware orchestration gateway written in Rust. One API and one checkout route each transaction to the processor most likely to approve it, by region, currency and method. Underneath sit the parts teams usually bolt on later: lifecycle, double-entry ledger, risk, disputes, durable state and webhooks you can trust.

Appraisal Intelligence

AI asset appraisal & valuation

Asset appraisal that reads the file instead of asking an analyst to. It extracts assets from PDFs, spreadsheets and photos, retrieves comparable historical sales, and produces a three-tier valuation with the reasoning cited back to its source. What used to be a week of desk research arrives as a client-ready report.

FinLend

Lending decisioning, risk & document intelligence

Underwriting that runs on your own infrastructure. FinLend reads a borrower document pack, scores the risk with an explainable model, and puts an on-prem assistant on the file, so the decision and the reasons behind it both take minutes. Every score traces back to its inputs for adverse-action review.

PayRail

Invoice payouts & reconciliation

Invoice through payout to reconciliation in one pipeline. Approvals, rails and currencies are configuration rather than code, and each transfer carries the ledger entry that matches it against the bank statement. Finance stops re-keying between systems and stops chasing failed transfers through email.

Voiager

AI voice agents

Voice agents that handle the finance-ops calls nobody should be queueing for. They read intent, pull account context through your APIs, and resolve routine requests end of call. Anything outside policy escalates to a person with the transcript attached, so the customer never starts over.

OXAdvisor

Investment & wealth advisory accelerator

Client goals become a defensible, fully allocated investment plan in minutes. Optimization, forecast and monitoring run on one board, and every proposal records the risk profile, the model and the constraints in force when it was made, which is what a supervisor asks for months later.

FinTech is the whole job of this practice.

It is what this practice builds, which is why the failure modes below are ones we recognize rather than ones we read about.

Payments and lending, since 2005

Twenty years of acquiring, orchestration, underwriting and reconciliation work means we have already met most of the ways these systems fail at volume. That means the design accounts for them up front, before your production window is the place they surface.

The architects stay through production

Whoever designs your system is the same person who ships it and hardens it, and the team can keep operating it after launch. Nobody hands your architecture to a bench.

Accelerators that save months

A payment gateway, a lending engine and an advisory platform are already in production. Start from working software and extend it as your own.

The delivery model

One delivery approach on every engagement. It starts at architecture and ends with a system running in your own cloud, documented well enough that your team could take it from there.

  1. Discover

    Systems, constraints, and applicable regulation get mapped before implementation starts.

  2. Architect

    A design that fits your stack. Integration-first, self-hostable, built to change.

  3. Build

    Senior engineers ship in tight increments, tested and reviewed as they go.

  4. Harden

    Security, compliance, and load-testing run inside the build.

  5. Run

    The handover includes clean, documented systems, with ongoing operation available.

Tell us where
it breaks

Bring the part of your fintech stack that is hard right now. We start with a working consultation and scope to outcomes.